Ramp up for retirement
John and Sue want to balance their mortgage, kids’ education, and retirement savings. They wonder if they’re saving enough and if they need to ramp up for retirement.
Click on a question - Life & Money Matters has the answers!
Am I saving enough?
John and Sue wonder if they’re saving enough. It’s a good question – research shows that 25% of pre-retirees are not saving for retirement on a regular basis.^ Life & Money Matters has the tools you need to learn about saving for retirement.
Pay Yourself First
You should pay the most important person in your life first. Watch the video >
Are you saving enough for retirement?
Find out if you are on track with our RRSP Calculator. Click here >
An RRSP loan can make a significant difference in the long-term value of your RRSP. Explore with our RRSP Loan Calculator. Click here >
An investment solution that meets your needs
Guaranteed Investment Funds can help you grow your savings and protect you from market downturns, in addition to benefits such as estate planning, probate bypass and potential creditor protection. Read our brochure >
Misunderstandings continue about how much you need to retire. Read more >
^LIMRA Secure Retirement Institute Ready, Set, Retire? Not So Fast! … Revisited. 2014.
How can I balance paying off debt with saving for retirement?
John and Sue are trying to do it all – balance paying off their mortgage and debts with saving for the kids’ educations and their retirements. Life & Money Matters has the tools you need to learn about debt vs. saving.
Getting a grip on excessive debt
Take our debt test to better manage debt and increase your cash flow. Watch the video >
RRSP vs. Mortgage calculator
Explore the question of paying off debt vs. saving more with our calculator. Click here >
Use this Government of Canada calculator to find out where your money is going and how much you can put towards your goals. Click here >
Getting a Grip on Excessive Debt
Do you have a debt problem? Take a moment to answer these questions. Read more >
Making a plan to be debt-free
The Government of Canada walks you through the steps to tackle your debts.* Read more >
The kids are starting college soon and John and Sue want to be ready. They also wonder how to protect their family. Life & Money Matters has tools to learn more.
Child and Family Benefits Calculator
Use this Government of Canada calculator to see what child and family benefits you may be eligible for. Click here >
Registered education savings plans (RESPs)
The Government of Canada explains everything about RESPs. Click here >
How much university costs
Use this Universities Canada calculator to find out how much money your program will cost and if your planned savings will be enough. Click here >
Insurance Lingo infographic
Shopping for insurance can be confusing given the unfamiliar terms. Our infographic explains some of the commonly used terms. Read our blog >
Cost-effective estate planning
You can seamlessly transfer your wealth to your family with no cost or delay. Read our brochure >
Life insurance basics
This Guide from The Canadian Life and Health Insurance Association shows how Life Insurance can protect your family and business. Click here >
There’s no place like home
Buying a home can be the single biggest purchase you will ever make – consider protecting it with life insurance. Read more >
When can I retire?
John and Sue don’t plan to retire for another 15 to 20 years but they still wonder what is the right time. Life & Money Matters has the tools you need to learn about when to retire.
Top Retirement Planning Concerns
Investors need help in deciding how much they require in retirement. Watch the video >
Find out if you are saving enough with our RRSP Calculator. Click here >
When and why people retire
When it comes to the timing of their retirement, 56% of workers retired earlier than planned. Read more >
^ LIMRA. Retirement Income: The Future of Distribution, Trends, Opportunities, and Challenges. 2012.
What will I live on when I retire?
John and Sue know they will have their pension plans and CPP to rely on. But what other options are available? And how does it all add up to an income? Life & Money Matters has the tools you need to learn about your income options.
Four Retirement Questions for Pending Retirees
As you approach retirement, you may worry about whether you’ll have enough money and how long it will last. Watch the video >
Use this Government of Canada tool and get a customized list of benefits for which you may be eligible. Click here >
Retirement Income Calculator
This Government of Canada calculator takes into account a variety of sources of retirement income. Click here >
Where your income will come from
The Government of Canada explains the three types of government benefits for which you may be eligible. Read more >
Converting assets into income
How to build an income to live out your dreams, satisfy your wants and have peace of mind. Read more >
Get guaranteed retirement income for life
A Class Plus 3.0 RRSP can help John, age 51, meet his retirement income goals at age 65. Watch the video >
A Class Plus 3.0 RRSP can help you meet your retirement income goals.